“We just got another $2800 bill from Johnny’s surgery. From the anesthesiologist. I don’t understand how if we hit our deductible. They say he’s ‘out…
The Case of the Missing Explanation of Benefits
Recently, in mid-March, my wife brought me a medical bill we’d received asking for several hundred dollars. “Guess this is from my preventive visit in…
Battling the Cost of Prescription Meds in Hampton Roads
As Spring arrives, we’re just now escaping (hopefully) a pretty ugly flu season. With that spike in sniffles, sneezes and all-over-aches came many prescriptions by…
3 Questions to Ask Your Doctor at Every Visit
The state-of-healthcare is essentially a ubiquitous water cooler conversation these days. Often, the conversation surrounds policy and politics, be it the Affordable Care Act (‘Obamacare’)…
4 Questions You Should Be Able to Answer About Your Employer-Sponsored Health Insurance
Health benefits enrollment is a once-a-year “event” for most folks in a traditional employer-sponsored model. Typically an email goes out–with some attachments, or maybe a…
4 Things You Buy with Higher Health Insurance Premiums
Health insurance in the United States is expensive. That, by now, is a cliché. This truism leaves most folks in a situation where they have…
The 4 Core Things You Buy with Health Insurance Premiums
Month after month, small businesses in Hampton Roads send a check to an insurance company for health insurance. Each time—especially as prices have risen so…
4 Tips for Strategically Planning Health Benefits for Your Business
Businesses large and small routinely face challenges in putting together health benefits programs that employees will value and appreciate. Health benefits politics are ever-shifting, and…
(Re)Defining Health Benefits for Businesses and Employees
Almost as a rule, these days when a prospective employee asks an organization “Do you offer health benefits?” what they really mean is, “Do you…
What Branding and Trademark Strategies Should I Consider When Launching a Startup or Small Business?
Small businesses and startups should carefully consider brand and trademark strategy. Creating a commercial impression that differentiates a business from its competitors through trademarks and…